Federal Poverty Guidelines: 2026 Amounts, Eligibility, and Income Rules

The 2026 HHS poverty guideline for one person is $15,960 in the 48 contiguous states and Washington, D.C. For a four-person household it is $33,000. Alaska and Hawaii have separate amounts. These are annual baseline figures; each benefit or assistance program decides how it uses them. [1]

2026 guideline amounts

People in household 48 states and D.C. Alaska Hawaii
1 $15,960 $19,950 $18,360
2 $21,640 $27,050 $24,890
3 $27,320 $34,150 $31,420
4 $33,000 $41,250 $37,950
5 $38,680 $48,350 $44,480
6 $44,360 $55,450 $51,010
7 $50,040 $62,550 $57,540
8 $55,720 $69,650 $64,070

For each person beyond eight, add $5,680 in the contiguous states and D.C., $7,100 in Alaska, or $6,530 in Hawaii. HHS does not define a separate guideline for Puerto Rico or other outlying jurisdictions; the administering program determines its approach there. [1]

Apply the program’s percentage

A program using 125%, 150%, or another percentage multiplies the applicable baseline by that percentage. For example, 125% of the 2026 four-person contiguous-state guideline is $41,250: $33,000 × 1.25. This calculation does not establish that a particular program uses 125% or that a household qualifies.

Check the program’s rounding and monthly-income procedures. HHS explains that program offices determine those details. Avoid assuming that dividing an annual figure by 12 produces the exact eligibility number published by every agency. [2]

Use the right household and income definition

The guidelines do not provide one universal definition of income or family. A program may use gross income, net income, or another measure, with its own included people, exclusions, and deductions. Ask the administering agency which documentation and income period it requires. [1][2]

The notice makes these guidelines effective January 13, 2026, unless a program specifies a different effective date. Programs can also use a particular prior-year guideline, so check the applicable coverage or application year. [1]

HHS guidelines serve administrative eligibility purposes. Census poverty thresholds serve statistical measurement and use different classifications. The terms should not be substituted when completing an application. [2]

For immigration sponsorship, review the separate sponsor income and household-size rules. For food assistance, distinguish eligibility calculations from SNAP funding and state cost sharing; the poverty table alone does not describe either program’s complete rules.

Primary sources

  1. HHS Annual Update of the Poverty Guidelines, Federal Register notice 2026-00755
  2. HHS ASPE, Frequently Asked Questions Related to the Poverty Guidelines and Poverty

Sources checked: October 31, 2026.