IRS Form 433-F Spanish – If you’re dealing with an IRS tax debt and need to set up a payment plan or prove financial hardship, the IRS Form 433-F Spanish (also known as Form 433-F (SP)) is a key document. This Spanish version of the Collection Information Statement helps the IRS understand your income, expenses, assets, and liabilities so they can determine how much you can afford to pay.
The latest version (Rev. 7-2024) is the most current as of 2026. You can download it directly here: https://www.irs.gov/pub/irs-pdf/f433fsp.pdf.
What Is IRS Form 433-F (SP)?
Form 433-F (SP) is the Spanish-language Collection Information Statement for wage earners and self-employed individuals. The IRS uses it to collect updated financial details when you:
- Request an installment agreement (often submitted with Form 9465(SP) or the combined Form 433-H(SP)).
- Ask for temporarily delayed collection (currently not collectible status).
- Need to show you cannot pay your tax debt in full.
It is shorter and simpler than Form 433-A (the full Collection Information Statement for Offer in Compromise or more complex cases) — typically just two pages.
Purpose (straight from the form): “El Formulario 433-F(SP) sirve para obtener la información financiera actualizada necesaria para determinar cómo un trabajador asalariado o un trabajador por cuenta propia puede pagar una deuda tributaria pendiente.”
Who Should Use Form 433-F Spanish?
- Salaried employees (asalariados)
- Self-employed individuals (trabajadores por cuenta propia)
- Anyone filing jointly with a spouse who needs to provide household financial information
- Spanish-speaking taxpayers who prefer to complete the form in their native language
Note: Businesses use Form 433-B (SP) instead.
Key Sections of Form 433-F (SP) – What You’ll Need to Provide?
The form is organized into clear sections. Gather these documents before you start:
- Recent pay stubs
- Bank statements
- Mortgage/rent statements
- Vehicle titles/loan info
- Credit card statements
- Retirement/investment account statements
- Proof of expenses (if exceeding IRS standards)
Personal & Household Information
Name, address, SSN/ITIN, phone numbers, number of dependents (under 65 and 65+).
Section A: Bank & Investment Accounts
All checking, savings, PayPal, IRAs, 401(k), stocks, etc. (balance as of today).
Section B: Real Estate
Primary home, vacation properties, land — value, mortgage balance, monthly payment.
Section C: Other Assets
Vehicles, boats, life insurance cash value, business equipment.
Digital Assets (Cryptocurrency)
Bitcoin, Ethereum, wallets/exchanges — quantity and current USD value.
Section D: Credit Cards
All cards (even with $0 balance) — limit, balance, minimum payment.
Section E: Business Receivables & Payment Methods (if self-employed)
Who owes you money, credit card processors you accept.
Section F: Employment Income
Employer details, gross pay, deductions (or attach recent pay stub).
Section G: Other Monthly Household Income
Self-employment net profit (attach Schedule C), rental income, Social Security, pensions, unemployment, etc.
Section H: Monthly Necessary Living Expenses
Food, transportation, housing/utilities, medical, child care, taxes, student loans, court-ordered payments.
Compare your actual expenses to IRS Collection Financial Standards (link on the form).
Step-by-Step Tips to Complete Form 433-F (SP) Accurately
- Use the latest version (July 2024) — older versions may be rejected.
- Write “N/A” for anything that does not apply.
- Attach extra sheets if you run out of space.
- Be honest — the IRS may request proof (bank statements, pay stubs, bills).
- If your actual expenses exceed IRS standards, provide proof (e.g., high medical costs, large family).
- Keep a copy + all supporting documents.
- Submit with Form 9465(SP) if requesting an installment agreement.
Where to Download & Submit?
- Official download: https://www.irs.gov/pub/irs-pdf/f433fsp.pdf (free, always current)
- Submit online (if using Online Payment Agreement), by mail, or at your local IRS office.
- Spanish-speaking help: Call 800-829-1040 and press option for Spanish, or visit IRS.gov/espanol.
Related Spanish Forms You May Need
- Form 9465(SP) → Installment Agreement Request
- Form 433-H(SP) → Combined Installment Agreement + Collection Information Statement
- Form 433-A (SP) → Full Collection Information Statement (for OIC)
- Form 433-B (SP) → Business version
Frequently Asked Questions (FAQ)
Is Form 433-F mandatory?
Only if the IRS requests it or you want a payment plan below the minimum required.
Can I fill it out online?
The PDF is fillable on most devices (use Adobe Acrobat for best results).
What if my situation changes?
You may need to update the form later — the IRS reviews your ability to pay periodically.
Will the IRS accept it in English?
They prefer the Spanish version if you request Spanish correspondence, but English Form 433-F is also accepted.
Final Advice
Filling out IRS Form 433-F Spanish correctly can mean the difference between an affordable payment plan and aggressive collection actions. Always use the official IRS PDF and double-check numbers against your actual records.
If you’re unsure, consider free help from a Low Income Taxpayer Clinic (LITC) or a tax professional who speaks Spanish.
Need the form right now?
→ Download IRS Form 433-F (SP) – Rev. 7-2024
Stay on top of your tax debt and keep your finances in control. The IRS provides this tool to help you — use it accurately!